Cleo is a smart Facebook messenger and Standalone app that managers your money. With AI it can determine how much money you have left to step this month, setup budgets, and various other banking tasks. They are currently giving away £5 completely free is you sign up to use the service.

STEP BY STEP GUIDE

1. Click on this link it will send you to facebook messenger or the App/Play Store and let you skip the queue for the app.
   


2. Sign up for Cleo using your details. When asked for your bank details you need to choose one and connect it to the app. Unfortunately, at the (24/7/2019) moment they do not support Monzo, Revolut, and other mobile apps.
   
   
   Note: I was also worried about Cleo having access to my bank account but I ensure you it's safe, as seeing all the positive review, I've got nothing to worry about. Here are words from Cleo about their security. "Cleo securely analyses your transaction data in read-only mode. That means it can only view your encrypted transactions. Cleo does this by using a world-leading financial software called SaltEdge"
   


3. Once signed up, you will need to create a Cleo wallet by typing "Wallet" into the chat within the app/facebook messenger. You will be then be taken through another setup for the wallet which you need to complete, here enter the bank details you want the £5 to be transferred into.
   


4. Once your Cleo wallet is active after the setup, you will be shown a message saying that £5 has been added to your Cleo wallet. From there just type out "withdraw £5" to get the money from the wallet transferred to your bank account.

You're done! How easy was that £5 for 5 mins 😎